Caveman

I think crypto has a lot of potential in this space. You can effectively have a wallet with cash that requires 2 factor auth to make the transaction that is anonymous in both directions.

Yeah, it has it’s perks but my NFC stops working on a regular basis. Also I don’t like having my payments go through a spyware conglomerate.

As a sidenote here I have a different issue where handing people your CC info is basically handing out the private keys to your bank account to a third party.

I’d really like it if a credit card would use a public key system where you can verify that I have the funds and that the payment originates from the payment provider instead of getting my full CC details. I don’t really see why it’s necessary for a business to know who I am instead of just getting a green light from Mastercard or Visa to make the payment.

I use a password pattern. I have hundreds of different passwords all stored in my head and all between 10-20 characters long. The trick is to have a deterministic formula for picking a password.

Example: short word + First 6 in url + symbol + short word capitalised + number

Let’s say the first word is cat and second is dog, symbol is - and number is 5 and you have a Gmail it would give you

“catgmail-Dog5”

https://www.passwordmonster.com/ gives it 61 years to crack this one but if you use longer words you get better times.